The Policyholder’s Playbook: How to Beat the Insurance Loyalty Tax and Save
The economics of modern insurance do not reward sentiment. Underwriting software treats long-term customer inertia as revenue to be harvested. Every unexamined renewal notice reinforces that model.
Protecting household capital requires approaching insurance as a strict financial product rather than an ongoing relationship. Run the comparisons every twelve months. Keep your coverage limits airtight. When the numbers no longer serve you, move your business without hesitation.
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loyalty in insurance